| Project Name | : MICRO-CREDIT SUPPORT FOR WAR WIDOWS | | Start Date | : As soon as funding is available | | Expected End Date | : NA | | Proposal Submission Status | : Unsubmited | | Expected Outcome | : 250 war affected widows will receive training on micro-credit management skills |
INTRODUCTION The war has left our communities with a high number of war-affected widows and orphans Who are vulnerable to unhealthy health practices to. These vulnerable widows participate in underpaid domestic jobs, humiliating street begging and commercial sex/sex-trade or prostitution, which consequently exposed them to sexual transmitted diseases and HIV/AIDS.OPARD-SL designed a micro - credit support project for war affected widows in order to help them trained and practice selective income generating activities in the field of petty-trade / small-scale business enterprises and commercial agriculture as an alternative to health risk jobs, alleviate their present deplorable situation, and to help them care for themselves and their dependent children. PROJECT GOALS - To provide micro-credit commodities package to 250 war affected widows.
- To provide training on micro-credit skills management, which includes business ideas, sales promotion, bookkeeping, saving and repayment.
Strategies - Workshop: A three days workshop will be conducted for the beneficiaries to provide them with skills and knowledge to enable them to run their businesses sustainably. The workshop session includes experience--sharing and exchange of business idea and repayment strategies as a revolving loan scheme.
- Loan Agreement: After the training exercise beneficiaries are encourage to sign a loan agreement form as a binding document between OPARD-SL and the beneficiaries as a mechanism for loan security. The loan agreement form would specify the loan portfolio and repayment terms and period.
- Loan Disbursement: After signing the loan agreement form, beneficiaries are now eligible to receive their micro-credit commodities package for them to start business. The package could be physical cash or items like milled rice, sugar, palm oil, Maggi, fish or kerosene, as desired by each beneficiary.
EXPECTED OUTCOME - 250 war affected widows would receive training on micro-credit management skills
- 250 war affected widows would receive a loan package of commodities items.
EXPECTED IMPACT - 250 war affected widows would engage in small-scale business enterprise and abandon sex trade/commercial sex and street begging. This would help to promote their economic status and save them from the dangers of HIV/AIDS risk, thereby improving their health and also cut down on the spread of HIV/AIDS pandemic.
- The profit gained from their businesses would earn their income to be able to pay for their children in school.
- The directed beneficiaries who are war affected widows owned the project. They take decisions on how to manage the affairs of the project.
- The project would help to improve the lives of the people in the immediate community by providing revolving micro-credit scheme that engage people in small scale business to raise income. People would be able to easily buy items like milled rice, sugar, palm oil within their village rather than to walk long distance of about 5 to 6 miles each day to buy such food items.
- Reduction on the number of commercial sex workers by engaging these categories of people into income earning exercise such as petty trade.
- Would help to promote peace and cooperation among people to promote the development program.
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Current Project- Food Processing |
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| Project Name | : Food Processing | | Start Date | : February, 2009 | | Expected End Date | : March, 2010 | | Funding Status | : Fully Funded | | Expected outcome | : Over 100 youths would gain employment |
 U.S Embassy in coloboration with UNDP provided grants to OPARD-SL, the purpose of the grant is to undertaking the production, processing and marketing of locally produced food crops into juices, jams and preserved vegetation. This project is aimed at providing an alternative source of income foe unemployed, Ex-combatant and commercial sex workers. This grant from the U.S. Government will provided the materials to construct and furnish the processing complex. Mile 91 and its surrounding villages faced increasing problems of youth unemployment and low income which stems from illiteracy, neglect and underrepresented. This has terribly frustrated and implicated the normal life style of the youth population and constantly kept them in to the vicious cycle of extreme poverty. Quite numbers of the youth are early school leavers, girl |
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